Business funding, decided in minutes.

Get approved for $10,000 to $500,000 in minutes and funded the same day, with no sales call required. Flyte is a direct lender, so our own underwriters make the decision.

Soft credit pull only. Applying won't affect your credit score.

$10K to $500KWorking capital sized to your business
Decisions in minutesConnect your bank instead of sending statements
Funding same dayMoney moves once your agreement is signed
No sales call requiredApply, approve and sign on your own time
Florist using a tablet in her flower shop
Your application
Business details
Owner information
Bank connected
Signed and submitted
Submitted 9:41 AM
Restaurant owner beside his open sign
Flyte underwritingApproved
$85,000Approved amount
Decided in 4 minutes
HVAC and appliance technician servicing a refrigerator
Choose your option
Amount$70,000
Term12 months
PaymentsWeekly
Accept and sign
Two mechanics repairing a car in their auto shop
Funds sent$70,000 to Business Checking ••4821
Today, 2:18 PM
General contractor on a job site with an excavator
Your account
Paid to date62%
PaymentsOn time
Next dueFriday
Eligible to renewUp to $120,000 available
Review renewal offer

Screens shown with example figures.

Lending on your terms

Small business lending for the modern owner.

You know what your business needs. Apply, see your approval and choose your terms on your own schedule, without waiting on a sales call. If you'd rather talk it through, our team is a phone call away.

No sales call required

Your approval shows up on screen in minutes. Pick up the phone only if you want to.

Decided by our own underwriters

Flyte is a direct lender. Your application stays with us from start to funding.

Terms you choose

Set your amount and payment schedule within your approval.

Soft credit pull only

Checking your options won't affect your credit score.

Apply in the morning. Funded by the afternoon.

Start your application
  1. Tell us what you need

    Pick an amount from $10,000 to $500,000 and tell us what it's for.

  2. Add your business details

    A few basics about your business. Save and come back any time.

  3. Add owner information

    We only use a soft credit pull, so your score isn't affected.

  4. Connect your bank

    A secure, read-only connection replaces bank statements. It's how we decide in minutes.

  5. See your approval, choose your terms

    Your approval appears on screen. Set your amount and payment schedule within it.

  6. Sign and get funded

    Sign online and the money is sent the same day.

  7. Access additional capital as you pay down your balance

    As your balance comes down, more funding may open up. Ask for it from your account.

Screens shown with example figures.

What we fund

Working capital for what's next.

Funding from $10,000 to $500,000 for inventory, payroll, equipment, a new location, or the gap before your receivables land.

Depending on your state, you'll receive a business loan or a revenue-based advance. Your agreement will say which.

Who qualifies

  • 6 months in business
  • $150,000 in annual revenue
  • A U.S. business bank account
  • Funding available in all 50 U.S. states
Check if you qualify
For ISOs and brokers

Send your deals straight to the lender.

Direct underwriting, decisions in minutes and same-day funding for your merchants.

Questions, answered.

How much can I get?

Flyte offers $10,000 to $500,000. Your approval is based on your business's revenue and bank activity, and you can choose to take less than you're approved for.

Do I have to talk to a salesperson?

No. You can apply, see your approval and sign entirely online. If you'd rather talk it through, our team is a phone call away.

Is Flyte a direct lender?

Yes. Flyte Funding funds your business itself, and our own underwriters make every decision. Your application stays with us.

How fast is the decision?

Most applications are decided in minutes once your bank account is connected. Requests over $50,000 include a quick review by one of our underwriters.

How soon will I get the money?

Funding is sent the same day your agreement is signed.

What do I need to apply?

Basic details about your business and its owners, and a connection to your business bank account. There are no statements to upload.

Will applying affect my credit?

No. We only use a soft credit pull, which doesn't affect your credit score.

Your decision is minutes away.

Start your application $10,000 to $500,000 · Soft credit pull only · No sales call required